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We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy at www.mesmartermortgages.co.uk/privacypolicy

About me... me are a firm of mortgage, protection and general insurance advisers based in Skipton, North Yorkshire but provide face to face advice across Yorkshire and Lancashire.

We are a multi adviser practice with Richard Purnell, Tahir Bhatti & Andrew Clay all able to provide mortgaage, protection & General insurance advice.

We provide advice from a comprehensive range of mortgage products from across the market for first charge mortgages only to both individuals and companies on all aspects of mortgage advice, life assurance, critical illness and income protection through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives.


As advisers, me can help you arrange suitable contracts to suit your requirements. Established in 1997 me have many years of experience in finding the most suitable solution for our clients' needs. me provide advice and help following a personal / business financial review which can take place at a convenient time and place. Usually a review will start with a very broad discussion of your concerns and aspirations. Following your initial review, we will take time to consider your situation, needs and priorities before writing a financial report. We will discuss this in a follow up meeting, or call, in which we'll fully explain our recommendations and agree affordable priorities to assist you in acheiving your objectives. Our charges for standard mortgage advice will usually be £495 but can vary depending upon the level of work involved. We will though fully disclose our fees in an open and transparent manner at the outset of our discussions.